{"id":2017,"date":"2024-02-12T06:48:04","date_gmt":"2024-02-12T06:48:04","guid":{"rendered":"https:\/\/smeloans.com\/?p=2017"},"modified":"2024-02-20T06:51:10","modified_gmt":"2024-02-20T06:51:10","slug":"demand-for-larger-sme-loans-climbing-as-recession-fears-ease","status":"publish","type":"post","link":"https:\/\/smeloans.com\/index.php\/2024\/02\/12\/demand-for-larger-sme-loans-climbing-as-recession-fears-ease\/","title":{"rendered":"Demand for larger SME loans climbing as recession fears ease"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>As concerns around a recession fall, over a quarter (26%) of SME finance experts say that small businesses are mostly seeking higher-value loans of over \u00a3100,000 &#8211; up from 15% the previous quarter.<\/p>\n\n\n\n<p>Demand for smaller loans is waning in line with SMEs\u2019 focus on larger loans, suggesting growing demand for longer-term funding, as opposed to smaller loans to ease short-term cash flow concerns. In Q4, just two in five (40%) brokers said loans of up to \u00a350,000 were SMEs\u2019 most popular choice, an 8pp drop since Q3.<\/p>\n\n\n\n<p>Despite growing demand for high-value finance, SME financing options at traditional banks are being scaled back. Three in four (77%) brokers note that high street lenders are reducing their appetite for funding SMEs.<\/p>\n<cite><a href=\"https:\/\/www.financialreporter.co.uk\/demand-for-larger-sme-loans-climbing-as-recession-fears-ease.html\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.financialreporter.co.uk\/demand-for-larger-sme-loans-climbing-as-recession-fears-ease.html<\/a><\/cite><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>As concerns around a recession fall, over a quarter (26%) of SME finance experts say that small businesses are mostly seeking higher-value loans of over \u00a3100,000 &#8211; up from 15% the previous quarter. Demand for smaller loans is waning in line with SMEs\u2019 focus on larger loans, suggesting growing demand for longer-term funding, as opposed [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":1950,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[37],"tags":[36,23,47,38,24],"class_list":["post-2017","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-financing","tag-loans","tag-sme-loan-uk","tag-sme-loans","tag-sme-sectors"],"_links":{"self":[{"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/posts\/2017","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/comments?post=2017"}],"version-history":[{"count":1,"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/posts\/2017\/revisions"}],"predecessor-version":[{"id":2018,"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/posts\/2017\/revisions\/2018"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/media\/1950"}],"wp:attachment":[{"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/media?parent=2017"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/categories?post=2017"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smeloans.com\/index.php\/wp-json\/wp\/v2\/tags?post=2017"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}