{"id":2013,"date":"2023-12-16T06:40:38","date_gmt":"2023-12-16T06:40:38","guid":{"rendered":"https:\/\/smeloans.com\/?p=2013"},"modified":"2024-02-20T06:42:50","modified_gmt":"2024-02-20T06:42:50","slug":"uk-sme-loans-banks-are-guaranteed-trouble-in-their-push-for-home-rule-2","status":"publish","type":"post","link":"https:\/\/smeloans.com\/index.php\/2023\/12\/16\/uk-sme-loans-banks-are-guaranteed-trouble-in-their-push-for-home-rule-2\/","title":{"rendered":"UK SME loans: banks are guaranteed trouble in their push for home rule"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>Please use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of <a href=\"https:\/\/www.ft.com\">FT.com<\/a><a href=\"https:\/\/help.ft.com\/help\/legal-privacy\/terms-conditions\/\">T&amp;Cs<\/a> and <a href=\"https:\/\/help.ft.com\/help\/legal-privacy\/copyright\/copyright-policy\/\">Copyright Policy<\/a>. Email <a href=\"mailto:licensing@ft.com\">licensing@ft.com<\/a> to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. More information can be <a href=\"https:\/\/www.ft.com\/tour\">found here<\/a>.<br><a href=\"https:\/\/www.ft.com\/content\/8e73232c-878c-49d4-bfbc-55f19c185603\">https:\/\/www.ft.com\/content\/8e73232c-878c-49d4-bfbc-55f19c185603<\/a><\/p>\n\n\n\n<p>Bankers, according to an age-old gripe, are fair weather friends. Money lent in sunshine is reclaimed when it rains. Worse, lenders can inflict devastating personal misery if a loan backed by a personal guarantee turns sour. The scope for abuse has prompted a small business lobby group to file a \u201csuper-complaint\u201d to the UK\u2019s financial regulator. The Federation of Small Businesses wants action against banks that make excessive demands on small companies to provide personal guarantees.&nbsp;<\/p>\n<cite><a href=\"https:\/\/www.ft.com\/content\/8e73232c-878c-49d4-bfbc-55f19c185603\" target=\"_blank\" rel=\"noreferrer noopener\">https:\/\/www.ft.com\/content\/8e73232c-878c-49d4-bfbc-55f19c185603<\/a><\/cite><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Please use the sharing tools found via the share button at the top or side of articles. Copying articles to share with others is a breach of FT.comT&amp;Cs and Copyright Policy. Email licensing@ft.com to buy additional rights. Subscribers may share up to 10 or 20 articles per month using the gift article service. 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